Caroline graduated from Leeds University with a Degree in Economics and Business Management and then joined Commercial Union where she worked for four years as a Broker Consultant in the Leeds area.

She joined the Leeds Permanent Building Society and then on its merger with the Halifax spent four years with Halifax Financial Services where she was responsible for research and analysis for both the tied and independent channels. Caroline joined Bradford & Bingley in 2000 where she continued her research role in support of the IFA salesforce which at one stage numbered in excess of 1,000 advisers.

Caroline manages the operational side of the business over-seeing all work output and the delivery of our client service proposition where her attention to detail is key.

Caroline lives with her husband just north of Skipton and enjoys the lovely Yorkshire countryside and walking her dogs.

07770 941795
caroline.spencer@rsmr.co.uk