Terms & Conditions

Please read these Terms & Conditions carefully.

By accessing any RSMR website or registering on the RSMR Hub you are agreeing to these Terms & Conditions.

We acknowledge that your understanding of our Terms & Conditions along with our Privacy Policy is very important and we commit to meeting all legal requirements to ensure we maintain the highest level of client service.

If there are any points you do not understand please contact us on our email at enquiries@rsmr.co.uk

Ken Rayner
RSMR Group


Your use of this site, which is provided by Rayner Spencer Mills Research Limited (‘RSMR’), is expressly conditional upon your acceptance of our Terms & Conditions.

By using this site you signify your consent to be bound by these Terms & Conditions. If you do not agree with any part of the following terms and conditions you must not use this site. Some areas of the site require registration. By completing the initial registration form and by entering your email address and password, you will be deemed to have accepted these Terms & Conditions. Also, by subscribing to any of our email services, you are deemed to have accepted these Terms & Conditions. If you register with this site, you should also read our Privacy Policy.


Access to the registration areas of the site is permitted on the following basis:

  1. that you are a professional adviser or someone working for a firm that is authorised by the FCA;
  2. your email address and password are personal to you and may not be used by anyone else to access this site;
  3. you will not do anything which would assist anyone who is not a registered user to gain access to any registration area of this site;
  4. you do not create additional registration accounts for the purpose of abusing the functionality of the site, or other users; nor do you seek to pass yourself off as another user.


For the purposes of these Terms & Conditions, ‘Content’ means material including, without limitation, text, video, photographs, graphics, audio, and competition entries whether published on this site or not and whether copyright of RSMR or a third party.

We accept no liability in respect of any Content submitted by third parties and published by us and we are not responsible for its content and accuracy.

We do not endorse any Content or any opinion, recommendation, or advice expressed herein, and we expressly disclaim any and all liability in connection with such material. RSMR does not permit copyright infringing activities and infringement of intellectual property rights on this website, and we will remove any Content if properly notified that such material infringes another’s intellectual property rights. We reserve the right to remove Content without prior notice.


It is your responsibility to maintain the confidentiality of your password and you are responsible for all activity that occurs under your user name and password. We will not be liable where your password is used by someone else. We reserve the right to cancel your account and to ban you from registering a new account if the security of your account is compromised in any way and for any reason.

You are advised not to reveal any personal information about yourself or anyone else (for example: telephone number, email address or home address). You are entirely responsible for maintaining the confidentiality of your details when using this website.

Any questions about these terms and conditions or reports of anyone abusing the website or otherwise not complying with these terms and conditions should be addressed to enquiries@rsmr.co.uk

If you become aware of any misuse of the site or wish to complain about any Content or material on the site or believe any of your rights have been violated e.g. your copyright infringed, you have been defamed etc, please notify us at enquiries@rsmr.co.uk

We reserve the right to immediately terminate or suspend access to the website in response to conduct that we believe interferes with other people’s use.

Please also read our Privacy Policy.


All copyright and other intellectual property rights in this website (including without limitation the text, graphics and other content) are owned or controlled by RSMR or its licensors.

You may download and print extracts from the site and make copies of these for your own personal and non-commercial use only. You are not allowed to download or print the material, or extracts from it, in a systematic or regular manner or otherwise so as to create a database in electronic or paper form comprising all or part of the material appearing on this website.

You must not reproduce any part of this website or the material or transmit it to or store it in any other website or disseminate any part of the material in any other form, unless we have indicated in writing that you may do so. The design, arrangement and look and feel of this website are also the copyright of RSMR and/or its licensors and may not be copied or otherwise reproduced.


The trademarks, trade names and logos displayed on this website are the property of RSMR and/or its licensors or other third parties. Users should not use these without the prior written permission of RSMR or the relevant third party. RSMR is a registered Trademark.


We are providing this website and its contents on an ‘as is’ basis and, to the maximum extent permitted by law, excludes all representations or warranties of any kind including, without limitation, warranties implied by statute. In addition, we do not represent or warrant that the information accessible via this website is accurate, complete or current.

We will not be liable for any loss which may result from the use of this website including, without limitation, loss due to any computer viruses which may infect your computer equipment as a result of your access to or use of this website or your downloading of any materials, data, text, images, video or audio from this website (except for death or personal injury attributable to our negligence and to the extent permitted at law).

If, for any reason, we believe that you have not complied with any of these Terms & Conditions of use, we may, at our discretion, cancel your access to the registration areas of the site immediately and without giving you any advance notice or reason. If we wish to bring the agreement to an end, we will do so by emailing you at the address you have registered stating that the agreement has terminated. The agreement will terminate and your email address and password will become invalid on this website immediately.


You can access other sites via links or URL re-directions from this site. These sites are not under our control and we are not responsible in any way for any of their contents. You agree that we will not be party to any transaction or contract with any third party that you may enter into and we will not be liable to you for any loss or damage which you may suffer by using those third party websites and services. You agree you will not involve us in any dispute you may have with any such third party website or service.


Any personal information which we collect, record or use in any way whether it is held on paper, on computer or other media will comply with the Data Protection Act 1998 and the General Data Protection Regulation.


Although we will do our best to provide constant, uninterrupted access to this site we do not guarantee this. We accept no responsibility or liability for any interruption or delay.


If any provision of these Terms & Conditions is found by any court or administrative body of competent jurisdiction to be invalid or unenforceable such invalidity shall not affect the other provisions of these terms and conditions which shall remain in full force and effect.

These Terms & Conditions are governed by English law and the parties agree to submit to the exclusive jurisdiction of the courts of England and Wales.

References to ‘RSMR’, ‘us’, ‘our’, and ‘we’ are to Rayner Spencer Mills Research Limited, 20 Ryefield Business Park, Belton Road, Silsden BD20 0EE.

12. Registered Details

Rayner Spencer Mills Research Limited.
RSMR Portfolio Services Limited.

Registered Office:

Number 20, Ryefield Business Park, Belton Road, Silsden, West Yorkshire BD20 0EE

RSMR Portfolio Services Limited is authorised and regulated by the Financial Conduct Authority under number 788854.

Telephone No: 01535 656555

© RSMR 2024. RSMR is a registered Trademark.



These terms may be varied from time to time. Please ensure that you review these terms and conditions regularly as you will be deemed to have accepted a variation if you continue to use the site after it has been posted.