Risk warning
The value of investments, and the income from them, can go down as well as up and an investor may get back less than the amount invested. Past performance is not a guide to future results.
MyFolio fund ranges at a glance
With MyFolio, you can choose from a number of different investment styles. For a full explanation of risks and the overall risk profile of these funds and the shareclasses within it, please refer to the Key Investor Information Documents and Prospectus. Please note that the number contained in the fund name is not related to the synthetic risk and reward indicator contained in the Key Investor Information document.
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MyFolio choice of risk level
Aims to strike the balance between the risk your clients are willing to take and the rewards they expect in return.
There are five MyFolio risk levels for each of the fund ranges, providing ample choice to meet the risk preferences of the majority of your clients, in a simple-to-understand format.
- MyFolio I
Designed for investors with a conservative approach to investing and who prefer to take a small amount of risk with the aim of achieving modest or relatively stable returns. They accept some short-term periods of fluctuation in value.
- MyFolio II
Designed for relatively cautious investors who want to achieve a reasonable return and are prepared to accept risk in doing so. Typically, these portfolios will exhibit relatively modest yet frequent fluctuations in value.
- MyFolio III
Designed for investors with a balanced attitude to risk – those who do not seek risky investments but do not avoid them either. These types of investors are prepared to accept fluctuations in the value of their investments.
- MyFolio IV
Designed for investors who are very comfortable with investment risk, aim for high long-term investment returns and do not overly worry about periods of poorer performance in the short-to-medium term.
- MyFolio V
Designed for investors who are very comfortable with investment risk, aim for high long-term investment returns and do not overly worry about periods of poorer performance in the short-to-medium term. Ordinarily, these portfolios can be subject to the full extent and frequency of stock market fluctuations.
MyFolio investment process
Each MyFolio fund aims for the highest possible total return achievable for your chosen risk level. To achieve this, our process contains four key steps.
- Strategic asset allocation
We build a long-term asset mix tailored to each risk level. This is based on deep research and modelling, helping investors to deliver efficient returns aligned with client objectives.
- Tactical asset allocation overlay
Where appropriate, we make short-term adjustments to the strategic mix to capture market opportunities. These tactical tilts allow investors to benefit from our investment insights, while maintaining a disciplined approach. (Note: Tactical allocation is not used in Index or Sustainable ranges.)
- Fund selection and portfolio construction
We screen thousands of funds using both quantitative and qualitative analysis to identify those with strong risk-adjusted potential. Investors can be confident that each portfolio is built with a carefully chosen blend of funds suited to its risk profile.
- Rebalancing and review
We regularly rebalance and review each portfolio to ensure it stays aligned with its intended risk and return outcomes. If a fund no longer meets our standards, it's promptly replaced, giving investors' confidence in ongoing suitability.
